I pointed to a chair, and begged to be informed of the nature of his
business with me.
After first apologising--in an excellent selection of English words--for
the liberty which he had taken in disturbing me, the Indian produced a
small parcel the outer covering of which was of cloth of gold. Removing
this and a second wrapping of some silken fabric, he placed a little
box, or casket, on my table, most beautifully and richly inlaid in
jewels, on an ebony ground.
"I have come, sir," he said, "to ask you to lend me some money. And I
leave this as an assurance to you that my debt will be paid back."
I pointed to his card. "And you apply to me," I rejoined, "at Mr.
Luker's recommendation?"
The Indian bowed.
"May I ask how it is that Mr. Luker himself did not advance the money
that you require?"
"Mr. Luker informed me, sir, that he had no money to lend."
"And so he recommended you to come to me?"
The Indian, in his turn, pointed to the card. "It is written there," he
said.
Briefly answered, and thoroughly to the purpose! If the Moonstone had
been in my possession, this Oriental gentleman would have murdered me,
I am well aware, without a moment's hesitation. At the same time, and
barring that slight drawback, I am bound to testify that he was the
perfect model of a client. He might not have respected my life. But he
did what none of my own countrymen had ever done, in all my experience
of them--he respected my time.
"I am sorry," I said, "that you should have had the trouble of coming to
me. Mr. Luker is quite mistaken in sending you here. I am trusted, like
other men in my profession, with money to lend. But I never lend it to
strangers, and I never lend it on such a security as you have produced."
Far from attempting, as other people would have done, to induce me to
relax my own rules, the Indian only made me another bow, and wrapped up
his box in its two coverings without a word of protest. He rose--this
admirable assassin rose to go, the moment I had answered him!
"Will your condescension towards a stranger, excuse my asking one
question," he said, "before I take my leave?"
I bowed on my side. Only one question at parting! The average in my
experience was fifty.
"Supposing, sir, it had been possible (and customary) for you to lend me
the money," he said, "in what space of time would it have been possible
(and customary) for me to pay it back?"
"According to the usual course pursued in this country," I answered,
"you would have been entitled to pay the money back (if you liked) in
one year's time from the date at which it was first advanced to you."