The bulk of these letters, bills, and other documents were submitted to a careful examination, by which the appended particulars were ascertained:-First, that their father's income from professional sources had been very small, amounting to not more than half their expenditure; and that his own and his wife's property, upon which he had relied for the balance, had been sunk and lost in unwise loans to unscrupulous men, who had traded upon their father's too open-hearted trustfulness.
Second, that finding his mistake, he had endeavoured to regain his standing by the illusory path of speculation. The most notable instance of this was the following. He had been induced, when at Plymouth in the autumn of the previous year, to venture all his spare capital on the bottomry security of an Italian brig which had put into the harbour in distress. The profit was to be considerable, so was the risk. There turned out to be no security whatever. The circumstances of the case tendered it the most unfortunate speculation that a man like himself--ignorant of all such matters--could possibly engage in. The vessel went down, and all Mr. Graye's money with it.
Third, that these failures had left him burdened with debts he knew not how to meet; so that at the time of his death even the few pounds lying to his account at the bank were his only in name.
Fourth, that the loss of his wife two years earlier had awakened him to a keen sense of his blindness, and of his duty by his children. He had then resolved to reinstate by unflagging zeal in the pursuit of his profession, and by no speculation, at least a portion of the little fortune he had let go.
Cytherea was frequently at her brother's elbow during these examinations. She often remarked sadly-'Poor papa failed to fulfil his good intention for want of time, didn't he, Owen? And there was an excuse for his past, though he never would claim it. I never forget that original disheartening blow, and how that from it sprang all the ills of his life --everything connected with his gloom, and the lassitude in business we used so often to see about him.' 'I remember what he said once,' returned the brother, 'when I sat up late with him. He said, "Owen, don't love too blindly: blindly you will love if you love at all, but a little care is still possible to a well-disciplined heart. May that heart be yours as it was not mine," father said. "Cultivate the art of renunciation." And I am going to, Cytherea.' 'And once mamma said that an excellent woman was papa's ruin, because he did not know the way to give her up when he had lost her.